You might ask yourself – when is it appropriate to try and "time the market?" The short answer is never. One problem with attempting to time your purchase just right in tandem with economic patterns … Read More about Trying to “Time the Market”?
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Featured Listings
15475 W Cottonwood Circle Surprise 85374

3538 W Libby Street Glendale 85308

223 S 172nd Drive Goodyear 85338

15789 W Melvin Street Goodyear 85338

8349 W El Cortez Place Peoria 85383

13410 W Rowel Road Peoria 85383

9703 W Mcrae Way Peoria 85382

12468 W Palmaire Avenue Glendale 85307

13223 W Paradise Lane Surprise 85374

5032 W New World Drive Glendale 85302

9608 W Escuda Drive Peoria 85382

15470 W Meadowbrook Avenue Goodyear 85395

8650 W Monroe Street Peoria 85345

18325 N Shimmer Lane Surprise 85374

6703 W Sierra Street Peoria 85345

16552 W Mckinley Street Goodyear 85338

15369 W Catalina Court Goodyear 85395

12623 W Caraveo Place Peoria 85383

10642 W Anna Avenue Peoria 85383

17725 N Becke Lane Surprise 85374

Testimonials
I would like to share my experience with working with Anna Ratiu and the detail oriented service that she provided throughout my home search. As a first time home buyer I entered into the housing market with little to no knowledge of the buyer’s process. Anna gracefully walked me through the process and was so… Read more “Anna’s urgency and professionalism won the seller over”
Anna helped me to get the short sale I wanted. Anna made sure that my bid was strong and that I was first. Buying a short sale is definitely challenging but Anna made sure to constantly be in contact with myself and the buyer’s agent to ensure the deal went through. If you are looking… Read more “Anna helped me to get the short sale”
Anna will make sure that your experience is the best possible. My daughter and I admire her and were glad to be neighbors! Home Smart is the best because of people like Anna!
I was thoroughly satisfied with Anna Ratiu’s professionalism throughout my house hunting search. It seemed that no matter what hour of the day or night that I texted her my inquiries she always promptly replied within minutes! Her sense of urgency made me feel confident that I had chosen the perfect realtor for my first… Read more “thoroughly satisfied”
Anna patiently assisted us both in preparing to sell our home, and to find our next home of our dreams. Our circumstances were legally and logistically complicated and Anna was incredible in coordinating all the pieces. She also was very perceptive in our house hunt and found us the perfect house. Her negotiation skills were… Read more “Keep up the good work”
Anna was an exceptional realtor who I would recommend for anyone who is looking to sell their property. When I first met Anna to look @ my property, she was very positive & enthusiastic about how she could stage my condo, built in 1996 with much of the original features. Not one hesitation on feeling… Read more “Extremely satisfied”
This is the 2nd time using Anna as my realtor. She was wonderful from start to finish! She sold my home quickly and at an excellent profit! She assisted me with staging my home prior to taking photos for my listing. She is a hard negotiator and genuinely was looking out for my investment. I… Read more “House of our dreams”
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Trying to “Time the Market”?

Changing Jobs and the Effects it has on Buying a Home
For most people, changing employers will not impact the ability to qualify for a mortgage loan, especially if you are going to be earning more money. For some homebuyers, however, the effects of … Read More about Changing Jobs and the Effects it has on Buying a Home

Why You Shouldn’t Wait!
People who already have a home usually need the funds from the closing to secure their next purchase. If a "move-up" buyer wants to buy a home during a depressed market, that means they usually have … Read More about Why You Shouldn’t Wait!