You might ask yourself – when is it appropriate to try and "time the market?" The short answer is never. One problem with attempting to time your purchase just right in tandem with economic patterns … Read More about Trying to “Time the Market”?
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19500 N 115th Drive Surprise 85378

10313 W Deanna Drive Peoria 85382

2970 S 162nd Lane Goodyear 85338

6632 W Cortez Street Glendale 85304

29729 N 113th Lane Peoria 85383

13221 W Lisbon Lane Surprise 85379

17859 W Raymond Street Goodyear 85338

17865 W Raymond Street Goodyear 85338

17623 W Crocus Drive Surprise 85388

18753 N Red Mountain Way Surprise 85374

9233 N 48th Drive Glendale 85302

14455 N 147th Drive Surprise 85379

13161 W Mauna Loa Lane Surprise 85379

8615 W Palo Verde Drive Glendale 85305

24862 N 172nd Avenue Surprise 85387

10847 W Nosean Road Peoria 85383

10100 N 89th Avenue 28 Peoria 85345

12556 W Morten Avenue Glendale 85307

12570 W Kaler Drive Glendale 85307

22452 N 184th Lane Surprise 85387

Testimonials
I would like to share my experience with working with Anna Ratiu and the detail oriented service that she provided throughout my home search. As a first time home buyer I entered into the housing market with little to no knowledge of the buyer’s process. Anna gracefully walked me through the process and was so… Read more “Anna’s urgency and professionalism won the seller over”
Anna helped me to get the short sale I wanted. Anna made sure that my bid was strong and that I was first. Buying a short sale is definitely challenging but Anna made sure to constantly be in contact with myself and the buyer’s agent to ensure the deal went through. If you are looking… Read more “Anna helped me to get the short sale”
Anna will make sure that your experience is the best possible. My daughter and I admire her and were glad to be neighbors! Home Smart is the best because of people like Anna!
I was thoroughly satisfied with Anna Ratiu’s professionalism throughout my house hunting search. It seemed that no matter what hour of the day or night that I texted her my inquiries she always promptly replied within minutes! Her sense of urgency made me feel confident that I had chosen the perfect realtor for my first… Read more “thoroughly satisfied”
Anna patiently assisted us both in preparing to sell our home, and to find our next home of our dreams. Our circumstances were legally and logistically complicated and Anna was incredible in coordinating all the pieces. She also was very perceptive in our house hunt and found us the perfect house. Her negotiation skills were… Read more “Keep up the good work”
Anna was an exceptional realtor who I would recommend for anyone who is looking to sell their property. When I first met Anna to look @ my property, she was very positive & enthusiastic about how she could stage my condo, built in 1996 with much of the original features. Not one hesitation on feeling… Read more “Extremely satisfied”
This is the 2nd time using Anna as my realtor. She was wonderful from start to finish! She sold my home quickly and at an excellent profit! She assisted me with staging my home prior to taking photos for my listing. She is a hard negotiator and genuinely was looking out for my investment. I… Read more “House of our dreams”
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Trying to “Time the Market”?

Changing Jobs and the Effects it has on Buying a Home
For most people, changing employers will not impact the ability to qualify for a mortgage loan, especially if you are going to be earning more money. For some homebuyers, however, the effects of … Read More about Changing Jobs and the Effects it has on Buying a Home

Why You Shouldn’t Wait!
People who already have a home usually need the funds from the closing to secure their next purchase. If a "move-up" buyer wants to buy a home during a depressed market, that means they usually have … Read More about Why You Shouldn’t Wait!